From Evictions to Collections-1 Stop Shop- Matt Weisenburger

Truly a REAL ESTATE FIRM that has dealt the law end of real estate for decades. Get all your questions about legal service, evictions, 2nd cause, collections and much much more answered for FREE. Understand the Basic Eviction Filing: Three day notice, Timeline, Eviction Strategies. The Collection Process and options: The collection basics, Time lines, Collection Strategies

Cool Phone Apps & FREE Ads for You- Jarid Johnston

Looking for those cool programs to simplify your Real Estate business. From mortgage calculators to amortization sheets, get the scoop on the best FREE one’s out there.

Automate Your Rental Payments-Jerry Folmar

Directions Credit Union will be presenting information about how financial institutions can help landlord and tenants can arrange for rent payments in a way that will be beneficial to both. Directions CU have been serving members with the highest quality financial services since 1953. Directions, now serves approximately 70,000 members, and can automate your collections.

Hard to Find Protections- Michael Fitzpatrick, Mullan Insurance

Uninsurable?? Need coverage for vacant properties? Will my insurance pay if my tenant’s dog bites someone? Why did my rates just go up? How much insurance should I buy? …..and all those tough situations. Put Mike on your team to constantly keep your protections the best for the lowest.

Top 10 Tips to Minimize Taxes on the 2011 Tax Return for Real Estate Investors- Mr. Ogg

Every year, many real estate investors fail to take advantage of investment property tax savings-tax deductions available for rental property owners. Jeff Ogg, CPA is going to give his top ten tips for the 2012 filing season as well as an update on legislation passed in 2011 that will impact real estate investors. He will talk about maximizing deductions in depreciation, interest as well as discuss capital gains and losses when selling investment property. He will also discuss the 1099 rules for rental property owners. Insider information on real estate investor discounts, reductions, and exemptions

Stay Smart Stay Safe – Berta Folmar

Cleveland’s Outdoor World will be offering information on personal safety, both lethal and non-lethal, for members who are exposed to threatening situations in their work. Cleveland’s has been family owned and operated since 1967. Cleveland’s Outdoor World offers professional service, delivered by experienced hunters and shooters.

Smoke FREE Units-City of Toledo

Last month, Maine became the first state in which all public housing authorities are smoke free. Come September, Boston will be the biggest city to prohibit smoking in its public housing. Detroit, San Antonio and Portland OR already have similar restrictions in place. Regardless of who your clients are, it’s in your best interest to make your units smoke-free. The regulations are largely a response to the understanding that eliminating secondhand smoke in all indoor spaces is the only way to fully protect nonsmoking adults and children. Receive a copy of “A smoke-free apartment policy is legal and protects health while saving money” and learn about other resources.

When the Banks say NO…where do YOU go? - Compound Profit of Ohio- Ryan and Shannon Mackey

  Out of the box thinking when you need money

1.  Cost. Vs. Opportunity
2.  Bad Credit?? What are my options?

Compound Profit of Ohio offer business financing solutions to businesses of all industry types, age, and stage. We are an “Out of the Box” company. We do not offer traditional mortgages. Let’s say that we can still get deals done when the banks say NO.

So You Want To Be A Real Estate Investor with Lou Brown.

Students in all fifty states have long regarded the training, systems and forms created by Louis Brown at the best in the industry, across Canada and ten foreign countries including as far away as Australia and New Zealand. Quoted as an expert by many publications and authors, “Lou” draws from a wide and varied background as a real estate investor having been buying property since 1977. He’s invested in single family homes, apartments, hotels, developed subdivisions and built and renovated homes and apartments. Each experience has given him a proving ground for the most cutting edge concepts in the real estate investment industry today. He’s widely known as a creative financing genius with his deal structuring concepts. Being a teacher at heart he enjoys sharing his discoveries with others. He has served the industry in many volunteer positions such as past President and designated lifetime member of the Georgia real estate investor association, the worlds largest investor group with over 3,200 members. He was also founding President of the National Real Estate Investors Association, which serves as the umbrella association of local investor groups. Husband, Father, Author, Lecturer, Inventor, Investor, Builder, Designer and real estate expert are all descriptions of this exciting trainer.

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Lots of great deals in our Classified Ad section.  Log into the Member’s Area and see who has some bargains for you!

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Our Corporate Sponsors:

Pete Youngs’ expertise is teaching people how to rehabilitate properties for a fraction of the normal estimated cost. His knowledge and ability to get the highest quality results for the lowest possible price earned his companies such prestigious renovation contracts as the living quarters at the 1996 Atlanta Summer Games, Courtyard By Marriott Hotels, two different contracts within international communications giant MCI, Publix Distribution Center, and hundreds of single and multi-family homes nationwide.

Pete will share his contractor knowledge with investors and homeowners alike, teaching everyone how to put THOUSANDS OF DOLLARSinto your own pocket.

Pete knows that buying discount properties insures a lower purchase price, and will teach you valuable contractor techniques to lower your fix up or maintenance costs by 50% or even 75%! You will literally add REAL DOLLARS to your net worth and equity position whether you own just one home or one hundred homes.

Pete’s success and humor has launched him to featured speaker status at numerous national investment conferences. Pete’s REHAB 101 package and his other courses continue to receive awards from various entrepreneurial organizations.

Pete is a successful investor; business owner, author, and lecturer dedicated to helping others to achieve their goals as investors and real estate entrepreneurs. He has a monthly column in Real Estate Success Magazine and Real Estate Investor Publication and is a participating supporter of Habitat for Humanity, Atlantareia, National REIA and other various groups. For more info on visit www.PeteYoungs.com.  Follow this link to read an informative article written by Pete.

Our Corporate Sponsors:

 and   

Online Marketing done By Johnston Design

July 30, 2011 is the day we’re hosting the EPA required Lead Paint Certification Class at Heatherdowns Library. If you do any renovation work on your properties or are a contractor who does renovation work, you are required to have this certification.

We have negotiated a substantial discount for our members and the general public. The application form is on the website or can be downloaded here:

Click here for registration form. Space is extremely limited, so get those applications in fast!

Have a great day!

• had TESTORS trying to rent/buy from you?(Fair housing & Ability Center are both testing in our area)
• Do you try to set limits on children or people per room
• Ever set curfews for children at your units
• Specify Adult Hour or Kid times at the pool
• Refuse ALL pets
• Charge EXTRA for all pets
• Refuse disability ramps, equipment or modifications
• Refuse to show one of your properties
• Enter your property on a female tenant
• Demand tenants be married
• Refuse to rent to a charged felon
• Refuse to rent to people with HIV or aides
• Refuse elderly or college student

Any one of these can cost you $10,000-$20,000-$50,000 per family member.
Come talk with Lisa Lawson-LaPointe, Development and PR Coordinator of the Ohio Civil Rights Commission. They
are the neutral Law Enforcement Agency when you get cited by Fair Housing.
A Forceful Eye Opening Experience!
Learn how to save yourself from any verbiage that can instantly put you out of business.

• Refusal to sell or rent
• Discrimination on terms and conditions or privilege of sale/rent
• Discriminatory advertising
• Disability accommodations
• New construction / design laws
• Appraisal exemptions
• Brokerage services
• Ohio Fair Plan
• Religious/ private clubs exemptions
• Enforcement organizations and penaltie

New Larger Meeting Location!

KNIGHTS OF COLUMBUS - 4256 Secor Rd (north of Sylvania Ave

1. Income less than 115% Area Median Income (Family of four = $70,725) 
2. Less than three months mortgage payments available as liquid assets (not including retirement)
3. Owe less than $432,500 on first mortgage
4. Hardship is based on involuntary loss of income
5. Homeowner does not have to be behind on mortgage or in foreclosure for assistance.
6. Home must be owner‐occupied with 1‐4 units
7. Mortgage closed prior to 1/1/09

How to Apply

1. Log on to restoringstability.org. An email address is required. THIS IS THE BEST and FASTEST METHOD
2. Contact 888.995.HOPE (Applicant will likely be referred back to the website)
3. Go directly to an approved agency, including the Fair Housing Center

Process

1. An action plan is created with a counselor at an approved agency
2. The Ohio Housing Finance Agency will determine eligibility for the program and determine the best

program for the homeowner
Programs

1. Rescue Payment Assistance

1. Brings delinquent mortgage current

• Partial Mortgage Payment Assistance

1. Assists with partial mortgage payments for up to 15 months

• Modification Assistance with Principle Reduction

1. The lender agrees to reduce the principle on the loan and this amount is matched by the state

• Transition Assistance

1. When the borrower cannot afford to remain in the home, money is provided to help with finding

new living arrangements.  

Restoring Stability guidelines state that homeowners must be screened for Making Home Affordable
(see makinghomeaffordable.gov for information) in connection with this program. Restoring Stability
and Making Home Affordable can be used in conjunction for maximum benefit and affordability for the
homeowner.  

There is NEVER a cost to apply for any program listed on this sheet. You should never pay for assistance
with a loan modification. Visit preventloanscams.org for more information.

www.toledofhc.org    419.243.6163   432 N. Superior   Toledo, OH 43604

FEED YOUR SOUL & FEED THE HUNGRY is the theme for the 2^nd annual Blues & Jazz Festival!  100% of the monies raised will go directly to help feed the hungry in Lucas, Fulton, Wood, Henry, Williams, Defiance, Sandusky and Ottawa counties. 

This year’s lineup includes The Swamp Kings, Ron Yarosz & the Vehicle, Tony Monaco, and Janiva Magness. 

To purchase tickets or for more information, including festival updates and details on how you can help fight hunger in our communities, visit www.toledofoodbank.org.

As unemployment and underemployment continues to sweep the state, Ohio families and individuals, many of which are seniors and children, are finding themselves in the lines of food pantries and soup kitchens, many for the first time in their lives. Our area has been hit hard by unemployment and rising food and gas prices. Some people we work with have to make difficult decisions daily, for instance; should I pay the electric bill or buy groceries, should I put gas in the car to get to work or buy groceries, etc. Reality – the food bank’s distribution jumped from 3.2 million pounds in 2009 to 6 million pounds in 2010.

Thanks

Toledo Food Bank Ambassadors and REIA Members

Al Turski and Sue Hicks

Sat, May 07, 2011

mike butler

and

HarryBorders toledo real estate investor assoication

Harry Borders

have something they want you to hear:  Click Here For A Special Message!

Tuesday’s meeting is going to cover the new short sale legislation known as MARS (big fines if you mess this stuff up), new tools and devices to automate your real estate business, free gift giveaways (must be present to win) and a whole lot more!

I’d sincerely recommend you attend.  As always, bring a bucket because that’s what you’ll be carrying your brain in at the end of the night!

Regards

Anna Mills

Toledo Real Estate Investors Association: Hotline – 419-283-8427 Toledo Real Estate Investors Association meetings are held every second Tuesday of the month. Location: Knights of Columbus Hall; 4256 Secor Road, Toledo OH. Get connected at: www.ToledoREIA.com. Getting multiple copies of these notes? Make sure you subscribe to the members list only if you’re a member. You can change your subscriptions in the “My Info” section.